A recurring subscription or digital-goods charge continued after the cardholder cancelled.
A cancellation request wasn't processed before the next billing cycle, or the digital-goods delivery terms weren't honored.
Subscription and digital-goods sellers are the ones exposed — proof of active subscription status at billing time is key.
Account activity log showing no cancellation was on file as of the billing date.
Submit account logs showing the subscription was still active (no cancellation) at the time of billing.
A cancellation flow that's slow, hidden, or doesn't confirm the cancellation in writing.
Make cancellation self-service with an immediate confirmation email.
Flat monthly fee, keep 100% of what you win.
Get started with Trace