Mastercard Reason Code 4841

What is

Mastercard Reason Code 4841

?

A recurring subscription or digital-goods charge continued after the cardholder cancelled.

Why this happens

A cancellation request wasn't processed before the next billing cycle, or the digital-goods delivery terms weren't honored.

What this means for each merchant

Subscription and digital-goods sellers are the ones exposed — proof of active subscription status at billing time is key.

Evidence that typicalls wins this

Account activity log showing no cancellation was on file as of the billing date.

How to fight it

Submit account logs showing the subscription was still active (no cancellation) at the time of billing.

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Common mistakes

A cancellation flow that's slow, hidden, or doesn't confirm the cancellation in writing.

How to prevent it

Make cancellation self-service with an immediate confirmation email.

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