Discover Reason Code RT

What is

Discover Reason Code RT

?

The cardholder was charged twice for the same purchase.

Why this happens

A retry or double-submission processed the same order's payment more than once.

What this means for each merchant

If genuinely duplicated, refund proactively; otherwise your order log is the defense.

Evidence that typicalls wins this

Order/payment log showing only one legitimate charge was intended.

How to fight it

Confirm whether a duplicate occurred; refund it if so, or submit proof only one charge was valid.

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Common mistakes

No idempotency protection on checkout submission.

How to prevent it

Add idempotency keys to checkout and payment-retry logic.

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