The cardholder says an ATM withdrawal never dispensed cash.
An ATM transaction was logged as successful but the customer says no cash was dispensed.
Only relevant to merchants operating ATMs — the machine's dispense log is the key evidence.
ATM transaction/dispense log for the specific withdrawal.
Submit the ATM's dispense log showing cash was successfully dispensed.
Not retaining ATM dispense logs long enough to respond to a delayed dispute.
Retain ATM dispense logs for at least your full chargeback window.
Flat monthly fee, keep 100% of what you win.
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