The card number processed doesn't match the number the cardmember actually used.
A data-entry or system error resulted in the wrong card number being charged.
Usually a processing/integration issue rather than a customer dispute in the typical sense.
Checkout record of the card number actually captured at time of purchase.
Submit your checkout record proving the correct card number was captured.
Manually re-keying card numbers instead of using tokenized processing.
Use tokenized card processing rather than manual card-number entry.
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